Alabama (AL) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

Alabama Executive Underwriting Summary: Across 9 tracked Alabama investment markets, 1–4 unit rental properties average $245,000 in acquisition price against $1,950/month in Form 1007 market rent (9.55% gross rental yield) and $1,180/door/month on 5–25 unit multifamily assets. Investors underwriting Alabama DSCR loans must factor a 0.41% effective property tax rate (~$1,005/yr), $620/$100k hazard insurance (~$1,519/yr), and a Non-Judicial (Power of Sale) statutory framework (45–65 days typical timeline).