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2026 State-by-State DSCR, Rent-to-Price & Tax Market Intelligence Reports

Bottom Line Up Front: Qualifying DSCR coverage varies dramatically across the 50 U.S. states and Washington, D.C. due to effective county property tax rates (ranging from 0.28% in Hawaii to 2.49% in New Jersey), hazard/wind insurance per $100k of coverage, and judicial vs. non-judicial foreclosure statutes. Explore all 51 jurisdiction intelligence briefs below.
State / JurisdictionTracked Cities1โ€“4u Base Price1โ€“4u Form 1007 RentProperty Tax %Foreclosure SystemIntelligence Report
Alabama (AL)9 cities$245,000$1,950/mo0.41%Non-Judicial (Power of Sale) (45โ€“65 days)Open AL Report โ†’
Alaska (AK)1 cities$365,000$2,650/mo1.19%Non-Judicial (Deed of Trust) (90โ€“110 days)Open AK Report โ†’
Arizona (AZ)25 cities$445,000$3,150/mo0.56%Non-Judicial (Deed of Trust โ€” 91-Day Trustee Sale) (95โ€“115 days)Open AZ Report โ†’
Arkansas (AR)9 cities$235,000$1,850/mo0.62%Non-Judicial (Statutory Foreclosure) (60โ€“85 days)Open AR Report โ†’
California (CA)186 cities$745,000$4,950/mo0.75%Non-Judicial (Deed of Trust โ€” Civil Code ยง2924) (120โ€“135 days)Open CA Report โ†’
Colorado (CO)19 cities$535,000$3,650/mo0.51%Non-Judicial (Public Trustee System) (110โ€“125 days)Open CO Report โ†’
Connecticut (CT)13 cities$395,000$3,100/mo1.96%Judicial (Strict Foreclosure or Foreclosure by Sale) (180โ€“270 days)Open CT Report โ†’
Delaware (DE)2 cities$365,000$2,650/mo0.57%Judicial (Scire Facias Sur Mortgage) (170โ€“230 days)Open DE Report โ†’
District of Columbia (DC)1 cities$625,000$4,350/mo0.85%Non-Judicial / Mediation Hybrid (Deed of Trust) (120โ€“180 days)Open DC Report โ†’
Florida (FL)61 cities$435,000$3,350/mo0.86%Judicial (Circuit Court Foreclosure Action) (180โ€“260 days)Open FL Report โ†’
Georgia (GA)17 cities$355,000$2,650/mo0.87%Non-Judicial (First Tuesday Power of Sale) (35โ€“50 days)Open GA Report โ†’
Hawaii (HI)1 cities$795,000$5,150/mo0.31%Judicial (Primary) / Non-Judicial Statutory (190โ€“280 days)Open HI Report โ†’
Idaho (ID)8 cities$445,000$2,950/mo0.63%Non-Judicial (Deed of Trust) (120โ€“145 days)Open ID Report โ†’
Illinois (IL)30 cities$315,000$2,650/mo2.08%Judicial (Illinois Mortgage Foreclosure Law) (210โ€“300 days)Open IL Report โ†’
Indiana (IN)20 cities$255,000$2,050/mo0.81%Judicial (3-Month Statutory Waiting Period) (150โ€“210 days)Open IN Report โ†’
Iowa (IA)11 cities$235,000$1,920/mo1.52%Judicial (or Non-Judicial Voluntary Commercial) (160โ€“220 days)Open IA Report โ†’
Kansas (KS)10 cities$265,000$2,100/mo1.34%Judicial (District Court Action) (130โ€“180 days)Open KS Report โ†’
Kentucky (KY)4 cities$265,000$2,050/mo0.83%Judicial (Master Commissioner Sale) (150โ€“210 days)Open KY Report โ†’
Louisiana (LA)9 cities$255,000$2,100/mo0.56%Judicial (Executory Process โ€” Confessed Judgment) (90โ€“150 days)Open LA Report โ†’
Maine (ME)1 cities$385,000$2,750/mo1.24%Judicial (or Commercial Corporate Power of Sale) (180โ€“260 days)Open ME Report โ†’
Maryland (MD)5 cities$415,000$3,050/mo1.05%Quasi-Judicial (Order to Docket / Power of Sale) (120โ€“170 days)Open MD Report โ†’
Massachusetts (MA)23 cities$595,000$4,150/mo1.17%Non-Judicial (Statutory Power of Sale + Land Court) (90โ€“140 days)Open MA Report โ†’
Michigan (MI)28 cities$265,000$2,150/mo1.38%Non-Judicial (Foreclosure by Advertisement) (60โ€“90 days (+ redemption))Open MI Report โ†’
Minnesota (MN)20 cities$345,000$2,550/mo1.11%Non-Judicial (Foreclosure by Advertisement) (60โ€“90 days (+ 6-mo redemption))Open MN Report โ†’
Mississippi (MS)4 cities$225,000$1,820/mo0.78%Non-Judicial (Deed of Trust Power of Sale) (45โ€“70 days)Open MS Report โ†’
Missouri (MO)14 cities$265,000$2,080/mo0.96%Non-Judicial (Deed of Trust Trustee Sale) (45โ€“60 days)Open MO Report โ†’
Montana (MT)3 cities$465,000$3,050/mo0.79%Non-Judicial (Small Tract Financing Act) (120โ€“150 days)Open MT Report โ†’
Nebraska (NE)4 cities$275,000$2,180/mo1.63%Non-Judicial (Nebraska Trust Deeds Act) (90โ€“120 days)Open NE Report โ†’
Nevada (NV)6 cities$455,000$3,150/mo0.55%Non-Judicial (NRS Chapter 107 Deed of Trust) (115โ€“135 days)Open NV Report โ†’
New Hampshire (NH)2 cities$455,000$3,250/mo1.93%Non-Judicial (Statutory Power of Sale) (60โ€“85 days)Open NH Report โ†’
New Jersey (NJ)17 cities$495,000$3,750/mo2.23%Judicial (Superior Court Chancery Division) (210โ€“300 days)Open NJ Report โ†’
New Mexico (NM)5 cities$325,000$2,350/mo0.76%Judicial (or Commercial Deed of Trust Act) (160โ€“220 days)Open NM Report โ†’
New York (NY)15 cities$545,000$3,950/mo1.64%Judicial (RPAPL Article 13) (240โ€“360 days)Open NY Report โ†’
North Carolina (NC)19 cities$365,000$2,680/mo0.78%Quasi-Judicial (Clerk of Court Hearing + 10-Day Upset Bid) (90โ€“120 days)Open NC Report โ†’
North Dakota (ND)4 cities$265,000$1,980/mo0.98%Judicial (District Court Action) (130โ€“180 days)Open ND Report โ†’
Ohio (OH)21 cities$255,000$2,080/mo1.48%Judicial (County Court of Common Pleas) (160โ€“220 days)Open OH Report โ†’
Oklahoma (OK)10 cities$245,000$1,980/mo0.88%Judicial or Non-Judicial Power of Sale (120โ€“180 days)Open OK Report โ†’
Oregon (OR)12 cities$495,000$3,350/mo0.91%Non-Judicial (Oregon Trust Deed Act) (130โ€“160 days)Open OR Report โ†’
Pennsylvania (PA)9 cities$315,000$2,480/mo1.49%Judicial (Action in Mortgage Foreclosure) (180โ€“250 days)Open PA Report โ†’
Rhode Island (RI)5 cities$445,000$3,250/mo1.4%Non-Judicial (Statutory Power of Sale) (65โ€“95 days)Open RI Report โ†’
South Carolina (SC)7 cities$355,000$2,620/mo0.56%Judicial (Master-in-Equity Referral) (150โ€“200 days)Open SC Report โ†’
South Dakota (SD)2 cities$295,000$2,180/mo1.17%Judicial or Non-Judicial Power of Sale (180-Day Redemption Waiver) (90โ€“140 days)Open SD Report โ†’
Tennessee (TN)13 cities$365,000$2,680/mo0.64%Non-Judicial (Deed of Trust โ€” 21-Day Publication) (40โ€“55 days)Open TN Report โ†’
Texas (TX)73 cities$365,000$2,880/mo1.68%Non-Judicial (First Tuesday Deed of Trust โ€” TX Prop. Code ยง51.002) (35โ€“55 days)Open TX Report โ†’
Utah (UT)14 cities$515,000$3,450/mo0.57%Non-Judicial (Deed of Trust โ€” 3-Month Notice of Default) (120โ€“140 days)Open UT Report โ†’
Vermont (VT)1 cities$385,000$2,850/mo1.83%Judicial (Strict Foreclosure or Judicial Sale) (200โ€“270 days)Open VT Report โ†’
Virginia (VA)13 cities$415,000$2,980/mo0.8%Non-Judicial (Deed of Trust Trustee Sale) (45โ€“65 days)Open VA Report โ†’
Washington (WA)24 cities$565,000$3,750/mo0.88%Non-Judicial (Washington Deed of Trust Act โ€” RCW 61.24) (125โ€“150 days)Open WA Report โ†’
West Virginia (WV)2 cities$225,000$1,780/mo0.57%Non-Judicial (Deed of Trust Trustee Sale) (55โ€“85 days)Open WV Report โ†’
Wisconsin (WI)14 cities$295,000$2,280/mo1.61%Judicial (6-Month Commercial / Non-Owner Redemption) (180โ€“240 days)Open WI Report โ†’
Wyoming (WY)2 cities$345,000$2,450/mo0.58%Non-Judicial (Foreclosure by Advertisement & Sale) (60โ€“90 days (+ 3-mo redemption))Open WY Report โ†’
2026 State-by-State DSCR, Cap Rate & Property Tax Market Intelligence Reports (50 States + DC) | leadslikecrazy.com