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2026 State DSCR & Cap-Rate Intelligence Report ยท Massachusetts (MA) ยท leadslikecrazy.com

Massachusetts (MA) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

Massachusetts Executive Underwriting Summary: Across 23 tracked Massachusetts investment markets, 1โ€“4 unit rental properties average $595,000 in acquisition price against $4,150/month in Form 1007 market rent (8.37% gross rental yield) and $2,380/door/month on 5โ€“25 unit multifamily assets. Investors underwriting Massachusetts DSCR loans must factor a 1.17% effective property tax rate (~$6,962/yr), $540/$100k hazard insurance (~$3,213/yr), and a Non-Judicial (Statutory Power of Sale + Land Court) statutory framework (90โ€“140 days typical timeline).
1โ€“4u Base Price / Rent
$595,000 / $4,150
Gross Rental Yield
8.37% Annual
Tax & Hazard Escrow
1.17% Tax ยท $540/100k
Foreclosure & Timeline
Non-Judicial (Statutory Power of Sale + Land Court) (90โ€“140 days)

Massachusetts City-by-City DSCR, Tax & Multifamily Benchmark Table (23 Markets)

City & CountyPopulation1โ€“4u Median PriceForm 1007 Median RentTax RateCity Desk
Boston, MA (SUFFOLK County County)704,103$755,000$5,200/mo1.19%Open Boston Hub โ†’
Worcester, MA (WORCESTER County County)198,973$665,000$4,600/mo1.24%Open Worcester Hub โ†’
Springfield, MA (HAMPDEN County County)167,536$620,000$4,350/mo1.1%Open Springfield Hub โ†’
Lowell, MA (MIDDLESEX County County)118,658$530,000$3,750/mo1.15%Open Lowell Hub โ†’
Cambridge, MA (MIDDLESEX County County)116,945$555,000$3,900/mo1.12%Open Cambridge Hub โ†’
New Bedford, MA (BRISTOL County County)103,635$565,000$3,950/mo1.15%Open New Bedford Hub โ†’
Brockton, MA (PLYMOUTH County County)102,557$555,000$3,900/mo1.12%Open Brockton Hub โ†’
Quincy, MA (NORFOLK County County)101,908$585,000$4,050/mo1.22%Open Quincy Hub โ†’
Lynn, MA (ESSEX County County)99,832$545,000$3,800/mo1.08%Open Lynn Hub โ†’
Fall River, MA (BRISTOL County County)96,680$590,000$4,100/mo1.24%Open Fall River Hub โ†’
Newton, MA (MIDDLESEX County County)95,888$570,000$4,000/mo1.17%Open Newton Hub โ†’
Somerville, MA (MIDDLESEX County County)85,896$610,000$4,200/mo1.19%Open Somerville Hub โ†’
Lawrence, MA (ESSEX County County)84,646$550,000$3,850/mo1.1%Open Lawrence Hub โ†’
Waltham, MA (MIDDLESEX County County)67,827$585,000$4,050/mo1.22%Open Waltham Hub โ†’
Haverhill, MA (ESSEX County County)67,676$590,000$4,100/mo1.24%Open Haverhill Hub โ†’
Malden, MA (MIDDLESEX County County)65,955$525,000$3,700/mo1.12%Open Malden Hub โ†’
Medford, MA (MIDDLESEX County County)62,315$585,000$4,050/mo1.22%Open Medford Hub โ†’
Taunton, MA (BRISTOL County County)61,115$545,000$3,800/mo1.08%Open Taunton Hub โ†’
Chicopee, MA (HAMPDEN County County)60,732$610,000$4,200/mo1.19%Open Chicopee Hub โ†’
Weymouth Town, MA (Weymouth Town Metro County County)60,407$600,000$4,150/mo1.26%Open Weymouth Town Hub โ†’
Revere, MA (SUFFOLK County County)58,594$605,000$4,200/mo1.17%Open Revere Hub โ†’
Peabody, MA (ESSEX County County)56,728$610,000$4,200/mo1.19%Open Peabody Hub โ†’
Methuen, MA (ESSEX County County)52,880$525,000$3,700/mo1.12%Open Methuen Hub โ†’

Related Massachusetts Underwriting & Deal Team Hubs

Massachusetts (MA) 2026 DSCR, Cap Rate & Rental Market Intelligence Report | leadslikecrazy.com