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2026 State DSCR & Cap-Rate Intelligence Report ยท Minnesota (MN) ยท leadslikecrazy.com

Minnesota (MN) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

Minnesota Executive Underwriting Summary: Across 20 tracked Minnesota investment markets, 1โ€“4 unit rental properties average $345,000 in acquisition price against $2,550/month in Form 1007 market rent (8.87% gross rental yield) and $1,490/door/month on 5โ€“25 unit multifamily assets. Investors underwriting Minnesota DSCR loans must factor a 1.11% effective property tax rate (~$3,830/yr), $590/$100k hazard insurance (~$2,036/yr), and a Non-Judicial (Foreclosure by Advertisement) statutory framework (60โ€“90 days (+ 6-mo redemption) typical timeline).
1โ€“4u Base Price / Rent
$345,000 / $2,550
Gross Rental Yield
8.87% Annual
Tax & Hazard Escrow
1.11% Tax ยท $590/100k
Foreclosure & Timeline
Non-Judicial (Foreclosure by Advertisement) (60โ€“90 days (+ 6-mo redemption))

Minnesota City-by-City DSCR, Tax & Multifamily Benchmark Table (20 Markets)

City & CountyPopulation1โ€“4u Median PriceForm 1007 Median RentTax RateCity Desk
Minneapolis, MN (HENNEPIN County County)436,076$370,000$2,750/mo1.09%Open Minneapolis Hub โ†’
St. Paul, MN (St. Paul Metro County County)321,412$360,000$2,650/mo1.04%Open St. Paul Hub โ†’
Rochester, MN (OLMSTED County County)120,709$310,000$2,350/mo1.11%Open Rochester Hub โ†’
Bloomington, MN (Bloomington Metro County County)94,088$345,000$2,550/mo1.2%Open Bloomington Hub โ†’
Duluth, MN (SAINT LOUIS County County)93,880$345,000$2,550/mo1.2%Open Duluth Hub โ†’
Brooklyn Park, MN (Brooklyn Park Metro County County)85,427$330,000$2,450/mo1.11%Open Brooklyn Park Hub โ†’
Plymouth, MN (Plymouth Metro County County)80,646$325,000$2,400/mo1.07%Open Plymouth Hub โ†’
St. Cloud, MN (St. Cloud Metro County County)72,264$305,000$2,300/mo1.07%Open St. Cloud Hub โ†’
Woodbury, MN (Woodbury Metro County County)71,565$350,000$2,550/mo1.11%Open Woodbury Hub โ†’
Eagan, MN (Eagan Metro County County)71,344$320,000$2,350/mo1.04%Open Eagan Hub โ†’
Maple Grove, MN (Maple Grove Metro County County)71,302$345,000$2,550/mo1.2%Open Maple Grove Hub โ†’
Eden Prairie, MN (HENNEPIN County County)68,237$325,000$2,400/mo1.09%Open Eden Prairie Hub โ†’
Coon Rapids, MN (Coon Rapids Metro County County)67,692$315,000$2,350/mo1.02%Open Coon Rapids Hub โ†’
Burnsville, MN (DAKOTA County County)66,963$320,000$2,350/mo1.04%Open Burnsville Hub โ†’
Blaine, MN (Blaine Metro County County)65,844$325,000$2,400/mo1.09%Open Blaine Hub โ†’
Lakeville, MN (DAKOTA County County)63,833$325,000$2,400/mo1.09%Open Lakeville Hub โ†’
Minnetonka, MN (HENNEPIN County County)55,991$355,000$2,600/mo1.13%Open Minnetonka Hub โ†’
Apple Valley, MN (Apple Valley Metro County County)54,719$320,000$2,350/mo1.04%Open Apple Valley Hub โ†’
Edina, MN (Edina Metro County County)53,820$325,000$2,400/mo1.09%Open Edina Hub โ†’
St. Louis Park, MN (St. Louis Park Metro County County)51,678$320,000$2,350/mo1.04%Open St. Louis Park Hub โ†’

Related Minnesota Underwriting & Deal Team Hubs

Minnesota (MN) 2026 DSCR, Cap Rate & Rental Market Intelligence Report | leadslikecrazy.com