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2026 State DSCR & Cap-Rate Intelligence Report ยท Missouri (MO) ยท leadslikecrazy.com

Missouri (MO) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

Missouri Executive Underwriting Summary: Across 14 tracked Missouri investment markets, 1โ€“4 unit rental properties average $265,000 in acquisition price against $2,080/month in Form 1007 market rent (9.42% gross rental yield) and $1,250/door/month on 5โ€“25 unit multifamily assets. Investors underwriting Missouri DSCR loans must factor a 0.96% effective property tax rate (~$2,544/yr), $640/$100k hazard insurance (~$1,696/yr), and a Non-Judicial (Deed of Trust Trustee Sale) statutory framework (45โ€“60 days typical timeline).
1โ€“4u Base Price / Rent
$265,000 / $2,080
Gross Rental Yield
9.42% Annual
Tax & Hazard Escrow
0.96% Tax ยท $640/100k
Foreclosure & Timeline
Non-Judicial (Deed of Trust Trustee Sale) (45โ€“60 days)

Missouri City-by-City DSCR, Tax & Multifamily Benchmark Table (14 Markets)

City & CountyPopulation1โ€“4u Median PriceForm 1007 Median RentTax RateCity Desk
Kansas City, MO (JACKSON County County)509,038$325,000$2,550/mo1.02%Open Kansas City Hub โ†’
St. Louis, MO (St. Louis Metro County County)347,073$270,000$2,150/mo0.88%Open St. Louis Hub โ†’
Springfield, MO (GREENE County County)178,893$295,000$2,300/mo1%Open Springfield Hub โ†’
Independence, MO (JACKSON County County)127,792$265,000$2,050/mo1.02%Open Independence Hub โ†’
Columbia, MO (BOONE County County)125,651$275,000$2,150/mo1%Open Columbia Hub โ†’
Lee's Summit, MO (Lee's Summit Metro County County)101,571$245,000$1,950/mo0.9%Open Lee's Summit Hub โ†’
O'Fallon, MO (O'Fallon Metro County County)90,262$275,000$2,150/mo1%Open O'Fallon Hub โ†’
St. Joseph, MO (St. Joseph Metro County County)84,090$250,000$2,000/mo0.94%Open St. Joseph Hub โ†’
St. Charles, MO (St. Charles Metro County County)73,650$235,000$1,900/mo0.94%Open St. Charles Hub โ†’
St. Peters, MO (St. Peters Metro County County)59,778$245,000$1,950/mo0.9%Open St. Peters Hub โ†’
Blue Springs, MO (JACKSON County County)58,090$235,000$1,850/mo0.92%Open Blue Springs Hub โ†’
Florissant, MO (SAINT LOUIS County County)57,076$245,000$1,950/mo0.9%Open Florissant Hub โ†’
Joplin, MO (JASPER County County)55,360$240,000$1,900/mo0.88%Open Joplin Hub โ†’
Chesterfield, MO (SAINT LOUIS County County)52,046$245,000$1,950/mo0.9%Open Chesterfield Hub โ†’

Related Missouri Underwriting & Deal Team Hubs

Missouri (MO) 2026 DSCR, Cap Rate & Rental Market Intelligence Report | leadslikecrazy.com