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2026 State DSCR & Cap-Rate Intelligence Report ยท Texas (TX) ยท leadslikecrazy.com

Texas (TX) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

Texas Executive Underwriting Summary: Across 73 tracked Texas investment markets, 1โ€“4 unit rental properties average $365,000 in acquisition price against $2,880/month in Form 1007 market rent (9.47% gross rental yield) and $1,680/door/month on 5โ€“25 unit multifamily assets. Investors underwriting Texas DSCR loans must factor a 1.68% effective property tax rate (~$6,132/yr), $780/$100k hazard insurance (~$2,847/yr), and a Non-Judicial (First Tuesday Deed of Trust โ€” TX Prop. Code ยง51.002) statutory framework (35โ€“55 days typical timeline).
1โ€“4u Base Price / Rent
$365,000 / $2,880
Gross Rental Yield
9.47% Annual
Tax & Hazard Escrow
1.68% Tax ยท $780/100k
Foreclosure & Timeline
Non-Judicial (First Tuesday Deed of Trust โ€” TX Prop. Code ยง51.002) (35โ€“55 days)

Texas City-by-City DSCR, Tax & Multifamily Benchmark Table (73 Markets)

City & CountyPopulation1โ€“4u Median PriceForm 1007 Median RentTax RateCity Desk
Houston, TX (HARRIS County County)2,393,546$425,000$3,350/mo1.65%Open Houston Hub โ†’
San Antonio, TX (BEXAR County County)1,535,831$410,000$3,250/mo1.55%Open San Antonio Hub โ†’
Dallas, TX (DALLAS County County)1,370,867$395,000$3,150/mo1.61%Open Dallas Hub โ†’
Austin, TX (TRAVIS County County)965,086$465,000$3,650/mo1.75%Open Austin Hub โ†’
Fort Worth, TX (TARRANT County County)864,072$435,000$3,450/mo1.71%Open Fort Worth Hub โ†’
El Paso, TX (EL PASO County County)735,132$410,000$3,250/mo1.55%Open El Paso Hub โ†’
Arlington, TX (TARRANT County County)413,739$425,000$3,350/mo1.75%Open Arlington Hub โ†’
Corpus Christi, TX (NUECES County County)344,855$365,000$2,900/mo1.65%Open Corpus Christi Hub โ†’
Plano, TX (COLLIN County County)299,106$390,000$3,100/mo1.65%Open Plano Hub โ†’
Laredo, TX (WEBB County County)270,475$380,000$3,000/mo1.58%Open Laredo Hub โ†’
Lubbock, TX (LUBBOCK County County)261,096$360,000$2,900/mo1.61%Open Lubbock Hub โ†’
Garland, TX (DALLAS County County)255,677$425,000$3,350/mo1.75%Open Garland Hub โ†’
Irving, TX (DALLAS County County)249,232$360,000$2,900/mo1.61%Open Irving Hub โ†’
Amarillo, TX (POTTER County County)214,108$370,000$2,950/mo1.68%Open Amarillo Hub โ†’
Grand Prairie, TX (DALLAS County County)199,875$385,000$3,050/mo1.61%Open Grand Prairie Hub โ†’
Brownsville, TX (CAMERON County County)198,227$385,000$3,050/mo1.61%Open Brownsville Hub โ†’
Pasadena, TX (HARRIS County County)166,481$415,000$3,250/mo1.81%Open Pasadena Hub โ†’
McKinney, TX (COLLIN County County)161,929$365,000$2,900/mo1.65%Open McKinney Hub โ†’
Mesquite, TX (DALLAS County County)156,398$420,000$3,250/mo1.68%Open Mesquite Hub โ†’
Killeen, TX (BELL County County)149,490$365,000$2,850/mo1.78%Open Killeen Hub โ†’
Frisco, TX (DENTON County County)149,102$380,000$2,950/mo1.75%Open Frisco Hub โ†’
McAllen, TX (HIDALGO County County)148,937$320,000$2,550/mo1.61%Open McAllen Hub โ†’
Waco, TX (MCLENNAN County County)140,643$375,000$2,950/mo1.71%Open Waco Hub โ†’
Carrollton, TX (DALLAS County County)138,103$320,000$2,550/mo1.61%Open Carrollton Hub โ†’
Midland, TX (MIDLAND County County)135,087$370,000$2,900/mo1.68%Open Midland Hub โ†’
Denton, TX (DENTON County County)134,178$375,000$2,950/mo1.71%Open Denton Hub โ†’
Abilene, TX (TAYLOR County County)130,908$345,000$2,750/mo1.65%Open Abilene Hub โ†’
Beaumont, TX (JEFFERSON County County)128,398$340,000$2,700/mo1.58%Open Beaumont Hub โ†’
Odessa, TX (ECTOR County County)120,685$360,000$2,800/mo1.75%Open Odessa Hub โ†’
Round Rock, TX (WILLIAMSON County County)119,705$380,000$2,950/mo1.75%Open Round Rock Hub โ†’
Wichita Falls, TX (WICHITA County County)114,339$320,000$2,550/mo1.61%Open Wichita Falls Hub โ†’
Richardson, TX (DALLAS County County)113,878$355,000$2,800/mo1.71%Open Richardson Hub โ†’
Lewisville, TX (DENTON County County)110,171$380,000$2,950/mo1.75%Open Lewisville Hub โ†’
Tyler, TX (SMITH County County)109,243$345,000$2,750/mo1.65%Open Tyler Hub โ†’
Pearland, TX (BRAZORIA County County)109,071$360,000$2,800/mo1.75%Open Pearland Hub โ†’
College Station, TX (BRAZOS County County)109,055$325,000$2,600/mo1.65%Open College Station Hub โ†’
San Angelo, TX (TOM GREEN County County)106,266$345,000$2,750/mo1.65%Open San Angelo Hub โ†’
Allen, TX (COLLIN County County)100,302$360,000$2,800/mo1.75%Open Allen Hub โ†’
League City, TX (GALVESTON County County)99,171$365,000$2,900/mo1.81%Open League City Hub โ†’
Sugar Land, TX (FORT BEND County County)91,407$355,000$2,800/mo1.71%Open Sugar Land Hub โ†’
Longview, TX (GREGG County County)88,773$340,000$2,700/mo1.58%Open Longview Hub โ†’
Mission, TX (HIDALGO County County)88,345$335,000$2,650/mo1.55%Open Mission Hub โ†’
Edinburg, TX (HIDALGO County County)88,111$340,000$2,700/mo1.61%Open Edinburg Hub โ†’
Bryan, TX (BRAZOS County County)85,793$355,000$2,800/mo1.71%Open Bryan Hub โ†’
Leander, TX (Williamson County County)82,400$325,000$2,600/mo1.65%Open Leander Hub โ†’
Baytown, TX (HARRIS County County)82,206$330,000$2,650/mo1.68%Open Baytown Hub โ†’
Pharr, TX (HIDALGO County County)80,431$325,000$2,600/mo1.65%Open Pharr Hub โ†’
Temple, TX (BELL County County)76,507$365,000$2,900/mo1.81%Open Temple Hub โ†’
Missouri City, TX (FORT BEND County County)76,502$360,000$2,800/mo1.75%Open Missouri City Hub โ†’
Flower Mound, TX (DENTON County County)74,784$345,000$2,750/mo1.65%Open Flower Mound Hub โ†’
North Richland Hills, TX (TARRANT County County)73,376$355,000$2,800/mo1.71%Open North Richland Hills Hub โ†’
Harlingen, TX (CAMERON County County)71,575$335,000$2,650/mo1.55%Open Harlingen Hub โ†’
Victoria, TX (VICTORIA County County)70,957$340,000$2,700/mo1.58%Open Victoria Hub โ†’
New Braunfels, TX (COMAL County County)68,974$325,000$2,600/mo1.65%Open New Braunfels Hub โ†’
Conroe, TX (MONTGOMERY County County)68,705$340,000$2,700/mo1.61%Open Conroe Hub โ†’
Cedar Park, TX (WILLIAMSON County County)66,749$355,000$2,800/mo1.71%Open Cedar Park Hub โ†’
Mansfield, TX (TARRANT County County)66,350$330,000$2,650/mo1.68%Open Mansfield Hub โ†’
Rowlett, TX (DALLAS County County)63,267$340,000$2,700/mo1.61%Open Rowlett Hub โ†’
Kyle, TX (Hays County County)62,500$365,000$2,850/mo1.78%Open Kyle Hub โ†’
Wylie, TX (Collin County County)61,500$330,000$2,650/mo1.68%Open Wylie Hub โ†’
Georgetown, TX (WILLIAMSON County County)59,839$375,000$2,950/mo1.71%Open Georgetown Hub โ†’
Port Arthur, TX (JEFFERSON County County)59,007$365,000$2,850/mo1.78%Open Port Arthur Hub โ†’
San Marcos, TX (HAYS County County)58,943$355,000$2,800/mo1.71%Open San Marcos Hub โ†’
Pflugerville, TX (TRAVIS County County)58,590$355,000$2,800/mo1.71%Open Pflugerville Hub โ†’
Little Elm, TX (Denton County County)58,400$360,000$2,800/mo1.75%Open Little Elm Hub โ†’
Euless, TX (TARRANT County County)58,014$355,000$2,800/mo1.71%Open Euless Hub โ†’
DeSoto, TX (DALLAS County County)56,116$340,000$2,700/mo1.58%Open DeSoto Hub โ†’
Burleson, TX (Johnson County County)55,200$325,000$2,600/mo1.65%Open Burleson Hub โ†’
Grapevine, TX (TARRANT County County)54,713$340,000$2,700/mo1.61%Open Grapevine Hub โ†’
Galveston, TX (GALVESTON County County)53,119$320,000$2,550/mo1.61%Open Galveston Hub โ†’
Bedford, TX (TARRANT County County)52,965$330,000$2,650/mo1.68%Open Bedford Hub โ†’
Cedar Hill, TX (DALLAS County County)50,863$345,000$2,750/mo1.65%Open Cedar Hill Hub โ†’
Texas City, TX (GALVESTON County County)50,228$325,000$2,600/mo1.65%Open Texas City Hub โ†’

Related Texas Underwriting & Deal Team Hubs

Texas (TX) 2026 DSCR, Cap Rate & Rental Market Intelligence Report | leadslikecrazy.com